Why Guaranteed Mobile Phone Contracts Are Popular

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Talk to any person who has tried getting approved for a mobile phone contract with bad credit and they will tell you how difficult it is. We live in a world where credit history affects every aspect of our lives. In fact, if you have a poor credit rating, getting approved for a mortgage, a loan, a credit card or even a mobile phone contract becomes a mirage.

People with bad credit have to routinely contend with being rejected when they apply for a mobile phone contract. It’s perhaps for this reason why guaranteed mobile phone contracts have become very popular across the UK. People who originally could not be approved for a mobile phone contract can now rest easy in the knowledge that all they need to do is make an application and not worry about being rejected.

With that in mind, it’s imperative to note that guaranteed mobile phone contracts continue to soar in popularity across the UK as well as other parts of the world. What is it that makes them so popular?

No credit checks

Unlike standard mobile contracts that require credit checks before a person can be approved, guaranteed mobile phone contracts are not credit check oriented. What this basically means is that customers can be assured of being approved regardless of their credit score. This of course is sweet music to the ears of people with bad credit and those that have perennially been rejected whenever they applied for a mobile phone contract.

Freedom to choose on a handset of choice

Initially, the argument was that people with bad credit had no freedom to choose the kind of mobile handset they want. This is not factual as many providers offering guaranteed mobile phone contracts across the UK give their customers a free hand to choose the kind of handset from the ones provided by the provider. The only limitation that many providers place is that customers cannot get access to the most expensive and latest high end phones such as the iPhone 6 and iPhone 6 plus. Otherwise, the choice of the handset is usually the discretion of the customers.

Possibility to upgrade after a few months

What many people don’t know is that the perks they get when they settle for a particular plan under guaranteed mobile phone contracts is not cast in stone. In fact, if a customer is diligent in making monthly payments without fail, they can always renegotiate the contract with the provider after six months and get an upgrade. The onus is therefore on the customer to be timely with payments if they want to get an upgrade to a better plan in few months.

Guaranteed mobile phone contracts are hassle free

You don’t have to worry on end on whether you will be approved or not when applying for guaranteed mobile phone contract. There is a reason as to why they are called guaranteed contracts. It means that you are assured of being approved even if your credit score is in poor state. This fact gives people with bad credit peace of mind in the knowledge that they do not have to worry or panic wondering if they will get approved or not.